Before you approach a lender or broker, have this documentation to hand as it will greatly speed up the process.
Financial Information
- Your most recent three pay slips
- Salary Certificate form from your employer
OR if you are Self Employed - Your last two years’ certified/audited accounts and last 6 months business bank account statements
- Last six months' personal current account statements
- Last 12 months' savings account statements showing build-up of funds
- Statements showing your last 12 repayments for any existing mortgage
- Statements for any current or recent loans
- Evidence of your deposit or the source of funds, e.g. Government’s Help to Buy Scheme for First Time Buyers, evidence of inheritance or other source of funds that will contribute to the mortgage deposit
- Confirmation of any rental income, if applicable
- Confirmation from the Revenue Commissioners that your tax affairs are in order
Personal Information
- Identification documents and confirmation of your address. This is usually a current valid passport or driving licence and recent utility bill
- Marriage certificate, if applicable
- Separation or divorce agreement, if applicable
- Evidence of any maintenance payments, if applicable
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